Our blog
MINI BUDGET SEPTEMBER 2022
The mini budget - what it means for contractors Well that was a big U-TURN affecting the contracting industry! The (not so) mini-budget delivered by new Chancellor, Kwasi Kwarteng last Friday, had a lot more in it than anyone expected. Repeal of the IR35/off-payroll working legislation from April 2023 is welcome news for our industry. Since 2017 for the Public [...]
Are Umbrella Company employees entitled to sick pay?
When contracting under an Umbrella Company you’re entitled to the same employment rights as any other permanent employee, but what about sickness? In this blog we explore your rights, and how you go about claiming sickness pay. Sick pay entitlement when using an Umbrella Company Currently you’re entitled to the same levels of sick pay as the current Statutory Sick [...]
Umbrella Company glossary of terms
If you’re considering a career in contracting and doing some research about what it involves, you may be wondering what certain terms mean, and how they could affect you. In this glossary of terms we debunk the main terms you’ll come across as a contractor, to help you navigate your way through the world of Umbrella Companies. BACS – stands [...]
Get paid what you’re worth – with our top tips on negotiating your contract pay
The cost of living is now at an all-time high, and with rising energy prices, an increase in National Insurance and fuel at an average of £2 per litre, the UK is an expensive place to work and live. So how can your career in contracting still be as lucrative as it always has been? One way you can reduce [...]
Helping our employees source their next contract
Finding your first or next contract as an Umbrella employee can be daunting, but fear not! In this blog the expert team here at SG Umbrella will take you through their top tips on finding your next gig, and give you advice on how to find your future contracts. Tailor your CV to sell yourself and your skill set Contractor [...]
The Spring Statement 2022 – what it holds for contractors
In this blog our MD, Daniel Mepham, shares his thoughts from the March 2022 Spring Statement. A much anticipated Spring Statement was delivered on March 23rd by Chancellor, Rishi Sunak against a backdrop of war in Ukraine, post pandemic super spending and an ever increasing rate of inflation. With that in mind I was expecting some headline grabbing announcements. I’ve [...]
Holiday pay when you’re using an Umbrella Company
With Covid restrictions beginning to ease and travel returning to a new version of normal, you may be considering booking your summer holiday. But if you’re contracting under an Umbrella Company, do you get holiday pay? In this blog we explore how holiday pay works, what you’re entitled to and how it’ll be paid. How is your holiday pay calculated? [...]
When is using an Umbrella Company the right option for you?
If you’re new to the world of contracting you may be considering using an Umbrella Company to help get you started, but how do you know if using one is the right path to take, and what are the pros and cons of doing so? In this blog we explore just that, to help you decide which is the right [...]
The Autumn Budget 2021
Autumn Budget 2021 The Chancellor Rishi Sunak presented his third Budget on 27 October 2021. In his speech he set out the plans to “build back better” with ambitions to level up and reduce regional inequality. Main Budget proposals Tax measures include: a new temporary business rates relief in England for eligible retail, hospitality and leisure properties for 2022/23 a change [...]
SG Umbrella’s top tips for new Umbrella Company contractors
Whether you’re completely new to contracting or if you’re moving over to an Umbrella for the duration of your contract, it’ll be a new experience. This blog is for those who are using an Umbrella Company for the first time, and offers some top tips on how to make the most from your time with them. Understand how much you’ll [...]
Agency PAYE vs Umbrella Company – which is the best option for you?
As a contractor about to start your very first contract you’ll have a couple options, to be paid through a recruitment agency or register with an Umbrella Company. You’ll need to decide which option is right for you as it’ll determine how you get paid. In this blog we explore your options for both solutions, to help you decide which [...]
From Limited to Umbrella, and back again! Switching with SG
Whether you’re new to the game of contracting or you’ve already been playing for a while, IR35 has and will continue to play a significant role in the way in which you contract. Whether it’s impacting the contracts you choose to complete or the way in which you operate, it’ll always have a say in your final decision. The ability [...]
Tips for choosing the right Umbrella Company for you
You’ve decided to take the leap into a career in contracting, so first things first you’ll need to choose an Umbrella Company for you to contract under. But how do you decide which one is the right one for you? With so many on the market it can be tough to know which will provide you with the best possible [...]
The top four Umbrella Company myths – busted
If you’re currently in permanent employment but are considering taking the leap into contracting, one of your business model options is to use an Umbrella Company. Whilst this professional step into self-employment is an exciting one, you may have heard a few ‘myths’ which might have made you question your decision. But is there any truth in these myths, or [...]
What happens when I come to the end of my assignment?
Coming to the end of your assignment without anything new on the horizon can be a daunting time so SG Umbrella supports our employees in finding their next contract. We have been working with contractors for over 25 years and have seen both ltd company and umbrella contractors come to us from a large variety of sources. We have put [...]

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