The Spring Forecast 2026
In Tuesday's Spring Forecast, Chancellor Rachel Reeves presented the latest economic and fiscal forecast from the Office for Budget Responsibility (OBR), providing an updated outlook for the UK economy. There were no major new tax or spending announcements, in line [...]
Pension planning for the new tax year 2026/27
The new tax year is the perfect time to review your current pension allowances and ensure the plan you have in place is maximising your savings. One of the most effective ways to do this is through salary sacrifice, which [...]
Checking your tax code – what Umbrella Employees need to do
When you’re contracting through an Umbrella Company, you’ll face unique tax considerations. Unlike permanent roles, your tax code may differ depending on your earnings and other employments. It’s essential to get it right, to avoid a large tax bill at the end of the year. This [...]
What is a P60 Form? A complete guide for Umbrella Company employees
As an employee of an umbrella company, it’s essential to understand your P60. Many contractors and temporary workers ask, “What is a P60?” or “When will my umbrella company issue my P60?” A P60 is an official end-of-tax-year document that summarises your income, tax paid, and [...]
What Announcements Were Made in the Autumn Budget 2025?
With so much pre-Budget speculation, we were expecting a long wait for the detail - but events moved faster than anyone anticipated. In an unprecedented slip, the Office for Budget Responsibility (OBR) accidentally published its Economic and Fiscal Outlook around [...]
How to Handle Gaps Between Contracts When Contracting Through an Umbrella Company
Part of working as a contractor through an umbrella company is experiencing the inevitable gaps between contracts. Instead of downtime or risk, these periods can be managed in a way to maintain your employment continuity, protect your rights, and [...]
Why Continuity of Employment Matters for Umbrella Company Contractors
When working via an Umbrella Company, understanding the continuity of employment can make a huge difference to your financial stability, rights and your peace of mind. In simple terms, continuity of employment means you stay employed by the same [...]
Understanding the Apprenticeship Levy for Umbrella Company Contractors
Working through an umbrella company you’ll no doubt have noticed a deduction labelled ‘Apprenticeship Levy’ on your payslip. Whilst this deduction won’t directly impact your take-home pay, it’s important to understand its purpose and why it’s included. In this [...]
Umbrella Company regulations – what’s coming and what you need to know
The umbrella industry is facing major regulatory changes, and as an SG Umbrella employee, it’s essential to understand what’s coming and how it affects you. With HMRC cracking down on non-compliant providers, hidden deductions, and mini-umbrella fraud, new legislation is [...]
Key tax deadlines for SG Umbrella employees – what you need to know
As an SG Umbrella employee, staying on top of key tax deadlines is easier than ever. We handle all PAYE deductions, payroll administration, and HMRC compliance for you, so you can focus on your work without worrying about tax paperwork. [...]
What is a Status Determination Statement (SDS)?
If you’re a UK contractor working through a Limited Company or an intermediary, understanding your Status Determination Statement (SDS) is essential. An SDS determines your IR35 status, clarifying whether your assignment is considered inside or outside IR35, and ensures you [...]
What is a UTR and what is it used for?
As a contractor you may have heard the term Unique Taxpayer Reference (UTR). But what is it, what is it used for and as an Umbrella Company employee do you even need one? In this blog we answer all those [...]
What the Employment Rights Bill means to Umbrella employees
As an Umbrella Company employee, navigating the world of temporary contracts, agency relationships and payroll arrangements can seem confusing at times. And with the introduction of the recently announced Employment Rights Bill in the not-too-distant future, changes are on the [...]
What Payslip Buddy means to you
Here at SG Umbrella we’re proud that every single one of our employee’s payslips have been audited by SafeRec’s Payslip Buddy. So what does this mean for our employees, what value does payslip auditing hold and why should you be [...]
SG Umbrella is FCSA accredited once again
The whole team here at SG Umbrella are so pleased and proud to announce the renewal of our FCSA accreditation. How do you become an FCSA accredited? In order to maintain our FCSA accreditation, we have to undertake an [...]
SG Umbrella earns SafeRec certification
SafeRec - A major milestone in commitment to excellence and compliance We’re excited to share some fantastic news with our community: SG Umbrella is now officially SafeRec Certified! This accomplishment is the result of an extensive and rigorous audit process, [...]
Recruitment agencies versus the 2024 budget – what you need to know
The first budget released by the newly formed Labour Government, introduced huge changes and complications to the recruitment industry, from changes to National Insurance Contributions, to the first steps towards real compliance in the Umbrella industry. Here SG will talk [...]
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